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  3.  Mr. Mandar Agashe, Founder and MD of Sarvatra Technologies 
Business

 Mr. Mandar Agashe, Founder and MD of Sarvatra Technologies 

Inter-linking of fast payment systems of different countries for instant and low-cost cross-border remittances is one key area highlighted in the report. Like connecting India’s UPI and Singapore’s PayNow that will go live in the current year,  we should explore similar partnerships to deepen collaboration with overseas partners especially with countries where many Indian working population reside.

Like in UPI, such tech integrations will go a long way in building robust payment solutions that can be taken to global markets, while collaborating with local payment system operators. Also initiatives like DigiSaathi, UPI123Pay, and increasing transaction limits of UPI and IMPS will strengthen the digital payment systems with enhanced security. While the pandemic has led to a shift in the rise of digital adoption, we believe digital payments will continue to advance in the coming years owing to substantial changes in behaviour, integration of new technologies and awareness building measures.

Additionally, the FI-Index is a comprehensive manifestation incorporating inputs from banking, investments, insurance, postal, and the pension sector. It will help the entire BFSI fraternity, including the technology companies to develop the right product set for a specific target audience and market. The fraternity can thus reach the last mile with products that are relevant, affordable and secure.

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